Many homeowners are increasingly aware of flood risk and enjoy an expanding set of options to protect what is typically their largest investment. Homeowners are also increasingly aware of Earth’s changing climate and its effect on several drivers of insurable risk, such as floods, hurricanes, and wildfires. Climate-related volatility in these perils operates both globally and locally, manifesting in physical changes such as sea level rise and increased average precipitation from tropical storms. The visibility of climate’s impact on property hazard is increasingly leading individuals and their chosen leaders to ask: how might an increase in hazard affect the desirability of living in various communities, and how do we manage the socioeconomic impacts?