COVID-19
Navigating a global pandemic
How will the coronavirus transform healthcare, retirement, and insurance?
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Managing risk through an unprecedented crisis
The pandemic and the global effort to slow its spread will profoundly alter our healthcare and financial systems for years to come.
As the crisis unfolds and new data becomes available, we will continue to update this page with coverage of COVID-19 and its implications for the health and financial well-being of people everywhere.
People everywhere: How 2020 has us living our mission like never before
From theory to the front lines: one healthcare consultant’s harrowing COVID-19 story.
Critical Point Episode 27: Telehealth in the time of COVID
Listen to the podcastImpact of COVID-19 on the size of the LTCI industry
We describe our observations related to the COVID-19 pandemic on 2020 data.
Modeling the pandemic risk
We discuss how to model pandemics such as COVID-19 and give an illustration on U.S. data. We also provide an overview of how to model the future effects of the COVID-19 pandemic on mortality and explore a basic vector-borne disease model.
Racial disparities in oral healthcare in the United States: Considerations in the COVID-19 era
This article focuses on specific oral healthcare measures and findings from the Healthy People 2020 plan and explores key areas of the oral healthcare delivery system that are potentially impacted by the COVID-19 pandemic and further highlighted by the presence of racial disparities in the United States.
Why retirees need a new way to balance risk and return in the wake of COVID-19
Building portfolios for retirees that generate healthy returns, while protecting against extended downturns and extreme volatility, is one of the hardest tasks in finance.
The COVID-19 recession and healthcare coverage in the U.S.
The COVID-19 Advanced Population Shift model is a tool to help understand the interconnected nature of economic changes and health insurance coverage and to project the effects on the U.S. health insurance markets.
A system under siege.
As the pandemic spreads, no industry is bearing a heavier burden—or facing greater uncertainty. The following articles look at various aspects of the financing and delivery of healthcare through the lens of COVID-19, with a particular focus on cost implications now and in the future.
Milliman Pandemic Modeling Suite
Milliman has developed a suite of pandemic projection models that provide your Milliman expert with cutting edge tools and data to be used to quantify the potential range of financial effects on patients, payers, and providers in 2020 and beyond.
The effect of comorbidities on COVID-19 fatality rates
Milliman used data from Mexico’s Ministry of Health to analyze the increase in the mortality rate produced by COVID-19 by gender, age, and the presence of comorbidities.
Is the vaccine for COVID-19 a white knight for employers?
What are some considerations for employers as new COVID-19 vaccines are made available?
Episode 21: COVID-19 and the implications on healthcare costs
Listen to the podcastHealth
COVID-19 life and health insurance regulation update
COVID-19 is testing the industry—and shaping its future.
Insurers are confronting a crisis whose scale and volatility are difficult to grasp, let alone quantify. Our insurance experts are publishing daily insights on the financial and operational implications of COVID-19, looking at everything from regulatory changes and underwriting considerations to the role technology will play in helping the industry weather the pandemic, and possibly redefine itself as the crisis subsides.
How reliable are your P&C benchmarks in the COVID-19 era?
The introduction of COVID-19 has had an almost immediate influence on insurance yet it may take a long time to fully realize the effects.
How will an interruption in elective medical services affect existing workers’ compensation claims?
COVID-19 is changing our work environment, and the impacts not only affect our working environment on the job, but also the normal course of existing workers’ compensation claims.
Nowhere to drive: The impact of COVID-19 on the auto insurance industry
As a result of the coronavirus pandemic, auto insurers may likely see short- and possibly long-term effects in their claims experience.
Self-insureds: Changing times translate to changing exposures
COVID-19 mandates will require companies with self-insured or high-deductible programs to take a new look at their operations, which may vastly reshape their risk profiles at least for the time being.
What does being furloughed mean, and what is the impact for workers' compensation exposure?
How do layoffs and furloughs affect WC costs and exposures?
Episode 22: COVID-19 and life insurance risk management
Listen to the podcastInsurance
The pandemic is stretching global retirement systems to the breaking point.
Volatile markets and historical unemployment are threatening to precipitate a global retirement crisis, with pension plans and individual retirement accounts hanging in the balance. Our experts are looking at the issue systemically, with an emphasis on providing insights and guidance that will drive sound decision-making at every level, including participants, plan sponsors, municipalities, and state and local governments.