Living benefit riders to life insurance policies: Pricing considerations and strategy
Adding benefit riders to policies provides meaningful coverage for those who need it, and carriers usually can do so at a relatively low cost.
The COVID-19 crisis and the enforced lockdowns and shelter-in-place orders worldwide have accelerated the relevance and usage of telehealth—with major implications for health insurers. This paper examines the current status of telehealth in major geographic markets, including the US, Europe and Asia. It develops a framework for telehealth with its key market participants, including a typology of models of virtual care.