Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Les Karchner is a consulting actuary in the Mountain Gulf Health office of Milliman. He joined the firm in 2010.
Les Karchner’s areas of expertise include self-funded employer plans and trusts, commercial health insurance, post-employment benefits, and Medicare Advantage.
At Milliman, Les has focused on helping employer and insurer clients use network contracting to optimize the cost and performance of case and disease management programs. He has also served to price health benefits for insurers and trusts and Medicare Advantage and Part D bids for submission to the Centers for Medicare and Medicaid Services.
Some of the more specialized services that Les has extensive experience with include strategic consulting for post-employment health benefits, establishing self-insured premium equivalency amounts, employee contribution scenarios, and network analyses.
After graduating from the University of Utah, he worked as an actuarial analyst at Towers Watson. There, he gained significant experience in reviewing details behind financial reporting and liability calculations of post-employment benefits. In 2010, he began his consulting career with Milliman working on employer benefit benchmark studies, state high risk pool analyses, and various ad-hoc employer plan projects.
Les has served as the primary client relationship manager for a number of clients with extensive experience managing client needs, leading client meetings and presentations, and serving as a strategic consultant for a variety of employers, brokers, and trusts.