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Global trends and issues reshaping the insurance landscape to 2035
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A foreword by Steve White, President and CEO at Milliman
As the pandemic unfolds, cultural transformations that might have taken decades are happening in weeks.
Amidst the volatility and uncertainty, insurers, the public sector and the wider community have an opportunity to re-invent risk management.
It is projected that a trillion devices will be connected to the internet world-wide
by 2035, making up a huge and continuously growing Internet of Things (IoT).
In this future, almost everything and everybody will become a source of data.
Cultural attitudes to climate, biosphere and environmental challenges are
With viral, emerging narratives and weak signals indicating the potential for
As more people go online, more systems are networked, and the Internet of Things
expands, the context in which crime occurs will change markedly.
Some technologies may tip the balance in favour of those interested in breaking the
law. Others may point to improved crime prevention and increased law enforcement
Is globalisation set to go into reverse? Or more politically, are the US and China
heading for a new Cold War?
The future pattern of international trade could take many different forms over the
next decade or two.
Innovation to address climate and biosphere sustainability and beyond is both a source
of solutions to urgent problems and of systemic technological, socio-political and
It is also a source of opportunity for the insurance industry.
Climate change will disrupt the life of all eight billion people on the planet if we fail
to keep the rise in global temperature below 2°C.
No other challenge in human history has simultaneously threatened the
prosperity and security of everyone on Earth.
Geopolitical competition. Migration flows. Destabilising technology, Climate change.
The challenges to leadership teams at all levels are pervasive, complex, interdependent
and permeated by uncertainty.
Cities concentrate creativity, jobs and economic power. They also
Their narratives about long-term resilience and inventive capabilities will
ultimately set an agenda that will determine clear winners and losers.
Regulators, banks, insurers, corporations and institutional asset managers all share the
So how does one ‘transition’ to a sustainable world, whilst maintaining financial
Insurance Futures is a collection of essays exploring the insurance risk landscape to 2035. Milliman commissioned The Oracle Partnership to produce this series as a contribution to wider thinking about the big picture trends shaping the insurance and risk landscapes of the future.
The analysis and views expressed in the essays are those of The Oracle Partnership staff and associates and do not represent the views of Milliman or any other organization or sponsor.
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