
The analyses underlying this report focus on the quantitative information contained in the Quantitative Reporting Templates with the Solvency and Financial Condition Reports and draw conclusions about the balance sheets and risk exposures of European non-life insurers.

This briefing note looks at the Year End 2018 Solvency and Financial Condition Reports (SFCRs) of a sample of life insurers based in Ireland and includes analysis of key information included in the Quantitative Reporting Templates published with the SFCRs.

The amendments to the Solvency II Delegated Regulations resulting from the 2018 interim review have now been published in the Official Journal of the EU. This briefing note summarisessome of the main changes arising from these amendments.

A recent EIOPA paper has discussed licencing requirements and proportionality in an insurtech context. While the paper highlights the potential risks EIOPA sees with insurtech, it also points to the potential benefits of insurtech and EIOPA’s desire to facilitate innovation in a way that ensures a level playing field and does not lead to de-regulation.

This series of research papers charts some of the most material changes that have been made since the implementation of Solvency II as well as looks forward to potential changes that have already been highlighted by the EC and EIOPA.