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Risikolösungen

Hypotheken- und Kreditrisiko

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Critical Point Podcast

Critical Point Folge 26: COVID-19 und der Markt für Hypothekenkreditrisiken

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Insight

Milliman Insight zu Hypotheken- und Kreditrisiken

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COVID-19 and your house: A closer look at the pandemic and state-level housing markets

Want to know the state by state effect of the pandemic on the housing market? Metrics and commentary analyze the relationship between COVID-19 and impact.

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The pandemic hits the mortgage market: Assessing the impact in 2020 and beyond

Now that we are several months into the COVID-19 pandemic, sufficient data exists to analyze its effects on the mortgage market and draw conclusions on the impact this disruption will have on the mortgage marketplace for the rest of 2020 and 2021.

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Article

FHFA’s new refinance fee: What does it really mean?

This article provides clarity on the Adverse Market Refinance Fee and its potential impact.

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Portfolio risk management: Repurchase risk for non-QM mortgages

In the wake of the 2008 global financial crisis, many risk managers were caught flat-footed with representations and warranties exposure, also commonly known as repurchase exposure.

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Index

Milliman Mortgage Default Index

The latest monthly estimate of the lifetime default risk of U.S.-backed mortgages.

White Paper

Student loans and regulation: A bumpy ride for borrowers

Student loans now account for 10.7% of overall household debt, though a decade ago they accounted for less than 5%.

Article

Helping employees to financial wellness: An innovative approach

An uncommon yet creative 401(k) plan provision could help reduce anxiety among workers who fret about personal financial obligations.

Article

Student loan debt update: A look at a possible future

Student loan debt is a key concern underlying the country’s economic stability.

Article

Rent, buy or shared-equity mortgage: Finding the best option

We can look backward with actual data and forward with predictive analytics and use that information to help in our home-buying decision-making process.

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