Hypotheken- und Kreditrisiko
Messen. Managen. Begreifen.
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Critical Point Folge 26: COVID-19 und der Markt für Hypothekenkreditrisiken
Listen to the podcastMilliman Insight zu Hypotheken- und Kreditrisiken
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COVID-19 and your house: A closer look at the pandemic and state-level housing markets
Want to know the state by state effect of the pandemic on the housing market? Metrics and commentary analyze the relationship between COVID-19 and impact.
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The pandemic hits the mortgage market: Assessing the impact in 2020 and beyond
Now that we are several months into the COVID-19 pandemic, sufficient data exists to analyze its effects on the mortgage market and draw conclusions on the impact this disruption will have on the mortgage marketplace for the rest of 2020 and 2021.
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FHFA’s new refinance fee: What does it really mean?
This article provides clarity on the Adverse Market Refinance Fee and its potential impact.
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Portfolio risk management: Repurchase risk for non-QM mortgages
In the wake of the 2008 global financial crisis, many risk managers were caught flat-footed with representations and warranties exposure, also commonly known as repurchase exposure.
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Milliman Mortgage Default Index
The latest monthly estimate of the lifetime default risk of U.S.-backed mortgages.
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Student loans and regulation: A bumpy ride for borrowers
Student loans now account for 10.7% of overall household debt, though a decade ago they accounted for less than 5%.
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Helping employees to financial wellness: An innovative approach
An uncommon yet creative 401(k) plan provision could help reduce anxiety among workers who fret about personal financial obligations.
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Student loan debt update: A look at a possible future
Student loan debt is a key concern underlying the country’s economic stability.
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Rent, buy or shared-equity mortgage: Finding the best option
We can look backward with actual data and forward with predictive analytics and use that information to help in our home-buying decision-making process.